Giving state employees the BEST HOME LOAN options


PROGRAM DETAILS

        Lock in a low competitive rate!
        No Processing Fee ($795 Value)
        No Underwriting Fee ($995 Value)
        FHA, Conventional, VA, Jumbo, and Portfolio loan programs available!
        First Time Home Buyer programs available
        Available for current and retired state employees
        Free non repayable down payment options availalbe
        Personalized customer service

      
Receive additional savings up to $3,750 to use towards your closing costs by using a Preferred Realtor in our network

Who qualifies? Any current or former STATE OF CA Employee









Loan Program Ours - Pruchase/Refinance
Other Lenders
Rates Most Competitive! Inflated
Processing Fee $0 $795*
Underwriting Fee $0 $995*
Realtor Purchase Incentive
$3,750** $0
Lender Credit for Closing Costs $6,000*** ???
Giving Back Yes! We donate to local causes and charities! ???
Total Savings $11,540 **** $0

*  Fees based on customary fees charged by local lenders but can vary
** Realtor incentive is for home buyers applied as a rebate to your closing costs at closing based on a $500k purchase price
***  Savings are based off the proposed figures mentioned for home purchase transactions of $500k and could vary depending on your individual transaction
**** Lender credits are based on borrower taking a slightly higher rate generating rebate from the rate





OUR HOME LOAN PRODUCT AND SERVICES HAVE NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL OR STATE AGENCY.
THIS OFFER IS NOT BEING MADE BY A LENDING INSTITUTION OR BY ANY AGENCY OF THE GOVERNMENT