Tap Into What Your Home Is Worth
You’ve been building equity for years. A Home Equity Line of Credit (HELOC) or Home Equity Loan (HELOAN) lets you put it to work — for a remodel, debt consolidation, college, or anything else that matters.
HELOC vs. Home Equity Loan — What’s the Difference?
A HELOC works like a credit card secured by your home. You draw what you need, when you need it, and only pay interest on what you use. Great for projects with an ongoing or uncertain cost.
A Home Equity Loan (HELOAN) gives you a lump sum at a fixed rate. Predictable payment, clear payoff date. Best when you know exactly what you need upfront.
See How Much Equity You Could Access
Most lenders will lend up to 85% of your home’s value, minus what you owe. Use this quick estimate:
Quick Equity Estimate
Home Value ($)
Current Mortgage Balance ($)
Not Your Standard HELOC Lender
We also offer home equity options for situations most lenders turn down:
- Self-employed? Our bank-statement HELOAN uses 12 months of business deposits — no tax returns required.
- Investment property? DSCR second mortgages available on rental properties — qualified on rental income, not yours.
Ready to see what you qualify for? Our home equity specialists will walk you through your options, run the numbers, and get you to closing fast.
