Realize Your Dream of Home Ownership

Welcome to Unified Home Loans, We are home loan experts dedicated to making sure your
home purchase or refinance experience is top-notch.

Contact us today! Apply Now

Welcome to UNIFIED HOME LOANS your best source for obtaining home loan financing with EXTREMELY Competitve Rates!


Welcome to the our webiste where we hope to connect with you and give you the best possible experience obtaining your next home loan on your home purchase or refinance
. We are a full-service mortgage company based in Granite Bay, California. We specialize in FHA, Conventional, VA Mortgage in all of California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional


Refinancing for a LOWER RATE or CASH OUT?

We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | Jumbo

What makes us unique is that we offer the following niche programs as well: First time home buyer, Down payment assistance, EXTREMELY COMPETITIVE RATES, No lender fees, Quick closes on purchases and refinances!

Contact us today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!