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Tatiana Malihina

Loan Officer

NMLS#: 288220

CA DRE #  01777790

Phone: (916) 224-3216

Hello, welcome to my page.

With over 25 years in the mortgage and lending industry, I’m passionate about helping clients plan for homeownership and long-term financial success. Since 1996, I’ve had the privilege of guiding individuals and families through every stage of the loan process with honesty, clarity, and personalized care.

Based in Roseville, California, I specialize in a wide range of loan products including Conventional loans, FHA, VA, HELOCs, and Construction loans. Whether you’re buying your first home, refinancing, or building your dream property, I’m here to make the process smooth and stress-free.

Fluent in Russian and Ukrainian, I’m proud to serve a diverse community and ensure that every client feels understood, informed, and confident in their financial decisions.

Unified Home Loans, Roseville CA

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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