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Learn everything you need to know about buying a home.

I am education based Loan Officer. Please read through the articles below to help you learn more about the home buying process.

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What’s a Mortgage Broker and How Can They Help?

Are you considering buying a home but don’t know where to start? A mortgage broker can help guide you through…

Acronym PITI with description written out for each letter


What exactly does PITI stand for in mortgage terms? PITI - is an acronym for the breakdown of what’s included…

Shopping for a New Home wood blocks of houses

A Step-by-Step Guide to Shopping for a New Home

Shopping for a home Whether this is your first or tenth home purchase, shopping for a home is an exciting…

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First-Time Homebuyer’s Checklist

Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget:…

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Understanding Cash to Close

If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The…

Stamping paper approving a mortgage

How to Get Preapproved for a Mortgage

Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step…

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Finding the Right Location to Buy a Home

They say that buying a home is all about location, location, location. But what if you do not know what…

wood blocks with buy or rent? written on it

Should I Buy or Rent?

The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is…

putting money into jar

How Much Income Do I Need to Buy a House?

How Much Income Do I Need to Buy a House? Homeownership is not just for the ultra wealthy. While income…

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Finding a Cosigner for a mortgage

If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another…

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Popular Loan Programs for Buying a Home

Finding a great deal on your home purchase requires that you understand the different types of home loan programs available.…

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How to Buy a House with No Money Down

Do you dream of homeownership but can’t come up with the required down payment and closing costs? Don’t worry. You…

Couple with real estate agent

Do I Need a Realtor to Buy a House?

Do I Need a Realtor to Buy a House? When you are ready to make a new home purchase, the…

a cutout of a house with fha loan cut into it

What Is an FHA Mortgage Insurance Premium?

An FHA home loan is great for homebuyers without a sizable down payment or with low credit. Each situation is…

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What to Look for in a Neighborhood When Buying a House

Evaluating a potential new home’s features is just one part of buying a house. You should also carefully consider the…

Scoreboard with 14 points for home team and zero for guest

Buydown to Reduce Your Mortgage Interest Rate

Buying down the rate If you are buying a home, you have probably looked at all kinds of ways to…


How Long Does It Take to Buy a House?

The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have…

House for sale sign

How to Determine if You Are in a Buyer’s Market or Seller’s Market

Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the…

Two Men sitting across from each other at a table.

Negotiating a House Price as a Buyer

Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties…

happy couple Unloading a moving van

How to Know When You Should Buy a House

Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For…

bag of money for a down payment

Down Payment Options

One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house…

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