Buying using low Down Payment or Assistance programs in California Being first time home buyer can be very challenging and stressful especially in California where home prices have been soaring and are out of reach for many buyers. Luckily, there…
The Benefits of Becoming a First-Time Homebuyer Now Are you considering becoming a first time home buyer? If so, now is the perfect time to make your move! With lower mortgage rates, more flexible lending criteria, and an abundance of…
Are you looking to buy a home in Paradise, California using down payment assistance? Did you know that you can access up to $100,000 in down payment assistance for your purchase? That’s right – there are several options available for…
Moving to Paradise, California If you’re looking for a new place to call home with plenty of outdoor activities and amenities, look no further than Paradise, California. This small town in the Sierra Nevada foothills is the perfect spot for…
2021 California County Loan Limits (Conforming) for FHA, VA, Conventional and Jumbo loans For 2021, the FHFA (Federal Housing Finance Administration) set the baseline conforming loan limit for 1 unit properties at $548,250 for Conventional financing (Fannie Mae & Freddie Mac) and up to $822,375 on…
What is the VA IRRRL Streamline Refinance? The VA IRRRL Streamline Refinance is another way to refinance your current VA loan into a lower rate and monthly payment unlike a traditional VA refinance. IRRRL stands for “VA Interest Rate Reduction…
THE TOP 7 ADVANTAGES OF VA LOANS Veterans have incredible housing benefits that shouldn’t be overlooked. If you served at least 181 days in the military and had any discharge besides ‘dishonorable’ you may be eligible. If you haven’t used…
This is very exciting news for new Home Buyers and homeowners looking to refinance their homes that otherwise would not be able to obtain a loan or be subject to obtaining Jumbo Loan Financing. Jumbo loans are harder to…
To be able to obtain financing for a Manufactured Home with Unified Home Loans, the following requirements have to be met: – The home must be a minimum of 400 square feet.– The home must have been built after June…
Veterans and active military members can purchase and refinance homes that don’t have public water. Having a private well does not disqualify you from getting a VA home loan. Mortgage Lenders will require a Va Well Water Test to verify…
