Unlock Your Home's Potential: Benefits of a Cash-Out Mortgage Refinance What is a Cash-Out Mortgage Refinance? In simpler terms, a cash-out refinance allows you to borrow the equity that you have in your home. Do you dream of sprucing up…
Beyond Traditional Mortgages: Financing Your Mobile Home Dream The path to homeownership can look different for everyone. While many envision a single-family house, mobile homes offer a compelling alternative – affordability, flexibility, and a sense of community. However, securing financing…
What exaclty is an Equity Share Program? A shared equity mortgage is an arrangement under which a lender and a borrower share ownership of a property. The borrower must occupy the property. When the property sells, a percantage of the…
CalHFA Dream For All 20% Down Payment Assistance The Dream for All down payment assistance program is designed for First Time Home Buyers and is aimed to assist with 20% of the down payment in an equity share program. The purpose…
What is a Family Opportunity Mortgage? The Family Opportunity Mortgage is an excellent Fannie Mae/Freddie Mac conventional loan option for buying homes for family members. It's designed to help Americans who have elderly parents or adult children with disabilities live…
Veteran eligibility When considering a veteran eligibility home loan, it is important to be aware of the requirements that must be met in order to qualify. VA loans require service members and veterans alike to meet certain criteria in order…
5/1 Adjustable Rate Mortgage A 5/1 adjustable rate mortgage (ARM) or 5-year ARM is a mortgage loan where “5” is the number of years your initial interest rate will stay fixed. The “1” represents how often your interest rate will…
Buying using low Down Payment or Assistance programs in California Being first time home buyer can be very challenging and stressful especially in California where home prices have been soaring and are out of reach for many buyers. Luckily, there…
Are you considering buying a home but don’t know where to start? A mortgage broker can help guide you through the process from start to finish. But what does a mortgage broker do exactly? Let’s take a look at the…
The Benefits of Becoming a First-Time Homebuyer Now Are you considering becoming a first time home buyer? If so, now is the perfect time to make your move! With lower mortgage rates, more flexible lending criteria, and an abundance of…
