Difference between Bridge Loans and Hard Money Explained When it comes to investing in real estate, hard money loans and bridge loans get brought up a lot and can be confusing. Not only are both terms often used interchangeably, sometimes…
What are the rules of a reverse mortgage? Reverse Mortgage Rules & Requirements You must be 62 years of age or older. You must own your home. You must own your home outright, or have a substantial amount of equity.…
Reverse Mortgage Myths #1: The bank or lender owns your home. Probably the biggest misconception of them all! Just like any other mortgage, the borrower still owns their home and remains on title and has many options. The bank holding…
Provided by City of Roseville, here's a comprihensive list of parks and their locations in Roseville, California. The Park Guide below will help you sort out all of the Roseville Parks. When you think about the essential ingredients that make…
Located in Placer County, Lincoln is a small city that is part of the Sacramento metropolitan area with a charming downtown area that is packed with an array of restaurants, cafés, and entertainment. Boasting a rich history that dates back…
Capital city / suburban complex - Northern California, northern Central Valley at the base of the Sierra Nevada. May, October and April are the most pleasant months in Roseville, while January and December are the least comfortable months. State: California County: Placer…
Q: Do Mortgage rates change daily or hourly? A: Mortgage interest rates are in constant flux, changing every day. That's because there are a lot of different factors that influence mortgage rates, including economic conditions, inflation and U.S. Treasury bonds.…
What exactly does PITI stand for in mortgage terms? PITI - is an acronym for the breakdown of what’s included in your mortgage payment. P – Principal I – Mortgage Interest T – Property Taxes I – Homeowners Insurance Lenders will calculate your PITI…
2021 California County Loan Limits (Conforming) for FHA, VA, Conventional and Jumbo loans For 2021, the FHFA (Federal Housing Finance Administration) set the baseline conforming loan limit for 1 unit properties at $548,250 for Conventional financing (Fannie Mae & Freddie Mac) and up to $822,375 on…
What is the VA IRRRL Streamline Refinance? The VA IRRRL Streamline Refinance is another way to refinance your current VA loan into a lower rate and monthly payment unlike a traditional VA refinance. IRRRL stands for “VA Interest Rate Reduction…
