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Mortgage Key Terms

5/1 Adjustable Rate Mortgage A 5/1 adjustable rate mortgage (ARM) or 5-year ARM is a mortgage loan where “5” is the number of years your initial interest rate will stay fixed. The “1” represents how often your interest rate will…

Up to $100k down payment assistance in Paradise CA

Are you looking to buy a home in Paradise, California using down payment assistance? Did you know that you can access up to $100,000 in down payment assistance for your purchase? That’s right – there are several options available for…

CALIFORNIA COUNTY LOAN LIMITS 2021

2021 California County Loan Limits (Conforming) for FHA, VA, Conventional and Jumbo loans For 2021, the FHFA (Federal Housing Finance Administration) set the baseline conforming loan limit for 1 unit properties at $548,250 for Conventional financing (Fannie Mae & Freddie Mac) and up to $822,375 on…

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