Unlock Your Home's Potential: Benefits of a Cash-Out Mortgage Refinance What is a Cash-Out Mortgage Refinance? In simpler terms, a cash-out refinance allows you to borrow the equity that you have in your home. Do you dream of sprucing up…
CalHFA Dream For All 20% Down Payment Assistance The Dream for All down payment assistance program is designed for First Time Home Buyers and is aimed to assist with 20% of the down payment in an equity share program. The purpose…
Are you looking to buy a home in Paradise, California using down payment assistance? Did you know that you can access up to $100,000 in down payment assistance for your purchase? That’s right – there are several options available for…
Difference between Bridge Loans and Hard Money Explained When it comes to investing in real estate, hard money loans and bridge loans get brought up a lot and can be confusing. Not only are both terms often used interchangeably, sometimes…
Q: Do Mortgage rates change daily or hourly? A: Mortgage interest rates are in constant flux, changing every day. That's because there are a lot of different factors that influence mortgage rates, including economic conditions, inflation and U.S. Treasury bonds.…
2021 California County Loan Limits (Conforming) for FHA, VA, Conventional and Jumbo loans For 2021, the FHFA (Federal Housing Finance Administration) set the baseline conforming loan limit for 1 unit properties at $548,250 for Conventional financing (Fannie Mae & Freddie Mac) and up to $822,375 on…
What is the VA IRRRL Streamline Refinance? The VA IRRRL Streamline Refinance is another way to refinance your current VA loan into a lower rate and monthly payment unlike a traditional VA refinance. IRRRL stands for “VA Interest Rate Reduction…
Conventional loans are one of the best loans for refinancing your house. The only loan that has lower rates and better terms than a conventional loan is a VA loan. VA loans are limited to people serving or that have…
