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Hanni Caitham

Loan Officer
DRE #: 02157230
NMLS#: 294094

Phone: (916) 952-5916
Hanni@UnifiedHL.com

Hello, welcome to my page.

Hanni has a way of making the home loan process simple, stress-free and easy for her clients. She understands that purchasing a home may be the single largest financial investment her clients ever make, so she is passionate about educating them each step of the way.

Hanni started her mortgage career as a loan processor. This background has been invaluable when structuring complicated loans as well as understanding all aspects of the loan process. With more than 18 years of experience, her knowledge from processing and originating has given her a deep understanding of mortgages and allows her to provide unparalleled guidance for those in need of assistance throughout the home buying and financing process. Her clients know what a difference her professionalism, dedication and commitment make in their transaction – being accessible is what it’s all about!

Hanni is a graduate of the California State University, Sacramento and holds a bachelor’s degree in communications. She holds a mortgage license in California and is ready to service mortgage needs for her clients.

In Hanni’s spare time she loves spending time with her husband Kyle, son’s Tyler and Gavin, and twin daughters Cameron and Kennedy. Her favorite activities include swimming, paddles boarding, Bikram yoga, and cooking easy, healthy recipes. She loves traveling to tropical places where she can relax under the sun.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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