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Kailee Vallas

Loan Officer
NMLS#: 1816086

CA DRE #  02200912

Phone: (916) 759 3529

Hello, welcome to my page.

Experienced Third Generation Loan Officer

 

With a heritage of financial expertise spanning three generations, I am proud to carry forward the tradition as a seasoned loan officer specializing in mortgage programs. Over the course of my seven-year career, I have cultivated an extensive understanding of the intricate landscape of mortgage options available to homebuyers and property owners.

 

My journey in the lending industry began with a passion for helping individuals and families secure their dream homes while making informed financial decisions.  I have developed a comprehensive knowledge of various mortgage programs, such as conventional loans, government-backed initiatives, non-qualified mortgages, commercial, land, construction and more. My commitment to staying updated with industry trends and regulations ensures that I provide my clients with accurate and up-to-date information to guide them through their mortgage journeys.

 

My approach to client relationships is characterized by a dedication to transparency, communication, and personalized guidance. I recognize that every borrower’s financial situation is unique, and I tailor my recommendations to align with their individual goals and circumstances. Guiding clients through the intricate process of mortgage applications, approvals, and closing is not just my profession, but my passion.

 

I am excited to continue supporting clients on their homeownership journeys to help them achieve their real estate dreams.

Unified Home Loans, Roseville CA

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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