Thinking about moving to Lincoln, CA? Located in Placer County, Lincoln is a small city that is part of the Sacramento metropolitan area with a charming downtown area that is packed with an array of restaurants, cafés, and entertainment. Boasting…
Capital city / suburban complex – Northern California, northern Central Valley at the base of the Sierra Nevada. May, October and April are the most pleasant months in Roseville, while January and December are the least comfortable months. State: California County: Placer…
Q: Do Mortgage rates change daily or hourly? A: Mortgage interest rates are in constant flux, changing every day. That’s because there are a lot of different factors that influence mortgage rates, including economic conditions, inflation and U.S. Treasury bonds…
What exactly does PITI stand for in mortgage terms? PITI – is an acronym for the breakdown of what’s included in your mortgage payment. P – Principal I – Mortgage Interest T – Property Taxes I – Homeowners Insurance Lenders will calculate your PITI…
2021 California County Loan Limits (Conforming) for FHA, VA, Conventional and Jumbo loans For 2021, the FHFA (Federal Housing Finance Administration) set the baseline conforming loan limit for 1 unit properties at $548,250 for Conventional financing (Fannie Mae & Freddie Mac) and up to $822,375 on…
What is the VA IRRRL Streamline Refinance? The VA IRRRL Streamline Refinance is another way to refinance your current VA loan into a lower rate and monthly payment unlike a traditional VA refinance. IRRRL stands for “VA Interest Rate Reduction…
THE TOP 7 ADVANTAGES OF VA LOANS Veterans have incredible housing benefits that shouldn’t be overlooked. If you served at least 181 days in the military and had any discharge besides ‘dishonorable’ you may be eligible. If you haven’t used…
This is very exciting news for new Home Buyers and homeowners looking to refinance their homes that otherwise would not be able to obtain a loan or be subject to obtaining Jumbo Loan Financing. Jumbo loans are harder to…
To be able to obtain financing for a Manufactured Home with Unified Home Loans, the following requirements have to be met: – The home must be a minimum of 400 square feet.– The home must have been built after June…
Veterans and active military members can purchase and refinance homes that don’t have public water. Having a private well does not disqualify you from getting a VA home loan. Mortgage Lenders will require a Va Well Water Test to verify…
